No monthly fee · 1% per paid invoice

Invoicing that's mint. Get paid faster, GST sorted.

The mint way for Kiwi tradies and small businesses to invoice and get paid. Quote a job, turn it into an invoice in one click, and get paid by card, Apple Pay or Google Pay — straight into your own bank account. Sweet as.

Nothing to pay in a quiet month. Stripe's card fee applies on top.

What's outstanding, what's been paid this month, and the invoices and quotes needing attention

Just need an invoice right now? Use the free template.

Fill it in, download a proper NZ tax invoice as a PDF with 15% GST worked out. No account, and nothing you type is saved.

Open the free template

How it works

Quote to paid. Dead simple. Mint.

1

Quote the job

Send a priced quote. Your customer accepts or declines it online — no printing, no chasing.

2

Turn it into an invoice

One click once the job's done. Line items carry across, GST is worked out, and you can ask for a deposit up front.

3

Your customer pays

A pay-now link by email — card, Apple Pay or Google Pay, no account needed.

4

Money lands in your account

PayMint's 1% and Stripe's own card-processing fee.

What your customer sees

Branded, itemised, GST spelled out — and a button that just works. No account, no app, no bank transfer to type in.

The invoice email as it arrives: the business name, the total, a line-item breakdown with GST, and a Pay now button
The email that lands in their inbox.
The invoice page a customer opens: your business details and GST number, itemised work, GST at 15%, and buttons to pay the full amount or a deposit
What “Pay now” opens — full amount or a deposit.

Everything you need

And nothing you don't.

Quotes accepted online

Send a priced quote; they accept or decline with one tap. No printing, no chasing.

Itemized invoices, GST handled

Labour, parts, callout fees as line items, with 15% GST added or left off automatically — on a branded PDF carrying your logo.

Get paid on the spot

Card, Apple Pay or Google Pay, straight into your own bank account. We never hold your money.

Deposits and part payments

Ask for half up front and the balance on completion, set per invoice.

Overdue chased for you

Late invoices are flagged automatically and reminders go out without you remembering.

GST returns already done

Your figures for the return, on a payments basis, exported to CSV whenever you need them.

Mint pricing

One rate. No surprises.

1%
per paid invoice
No monthly fee · no setup cost · no contracts
Stripe's own card-processing fee also applies to each payment, set by Stripe, not us — or pass it on to whoever pays, if you'd rather. Your call, per account.
🌱 Fresh as

Built for IRD's rules

Not adapted from an American app. 15% GST worked out to the cent, or switched off entirely if you're under the registration threshold. GST reports on a payments basis — the way most small NZ businesses actually file — with your return dates on your dashboard and the tax year running 1 April to 31 March, like it should.

Invoices carry your GST number and NZBN because the taxable supply information rules say they have to. Everything in NZD, paid into your own New Zealand bank account — for tradies and sole traders from Kaitaia to Bluff.

The GST report, showing total sales, GST collected and fees for a chosen period

Questions, sorted

Do I need my own website or Stripe account?
No website needed. You do connect your own Stripe account (it takes a couple of minutes, hosted entirely by Stripe), which is what lets your customers' payments go straight to your own bank account instead of through us.
What if I'm not registered for GST?
Turn off GST for your business in Settings, and every invoice you send will simply show the line-item total with no GST added — no need to charge tax you're not registered to collect.
How quickly do I actually get the money?
Payments go through Stripe directly to your connected bank account, following Stripe's standard payout schedule (typically within a couple of business days) — not held by us at any point.
What does the 1% fee apply to?
Only invoices your customers actually pay through the app. If you never invoice anything, you never pay anything — there's no monthly subscription. Stripe also applies its own standard card-processing fee to each payment, set by Stripe rather than us. If you'd rather not wear either one, a setting lets you pass the cost of paying by card on to whoever pays the invoice — it's off unless you turn it on.
Can my customers pay without creating an account?
Yes — every invoice has its own pay page with a one-click "Pay now" button. No login or account needed on their end.

Free guides for NZ businesses

Written for here — GST thresholds, invoice rules, getting paid. No sign-up needed.

Who we are, and where your money goes

Fair questions when it's your income. Here's what you can check for yourself.

PayMint Limited is a registered NZ company

Company number 9449374 on the Companies Register, NZBN 9429053864352. Both registers are public and free to search, so you can confirm we exist before you type a thing — and it's the same name on the Terms and at the bottom of this page.

Your money doesn't pass through us

Your customer pays into your own Stripe account, in your own name, and Stripe pays it out to your own bank. Our 1% comes off as a fee on the way through. We never hold your funds, so there is nothing for us to sit on, delay or lose.

We never see a card number

Card details go from your customer to Stripe and no further. Stripe is a PCI DSS Level 1 service provider — the highest tier there is — and the details never reach our servers, which means we can't leak what we don't have.

You can leave, and take everything

Close your account and we email you the lot first — invoices, quotes and payments as CSVs your accountant can open — then delete it. Inland Revenue's seven-year record-keeping duty is yours, not ours, so you get the records that satisfy it either way.

Something else you want to know first? hello@paymint.co.nz — a person reads it.

About us

PayMint is based in Waitākere, west of Auckland. We're a small Kiwi team building invoicing software the way we'd want to use it ourselves — straightforward, fairly priced, and made for the tradies and small businesses that keep this country running.

Ready to send your first invoice?

Free to sign up — you only pay when you actually get paid. Mint, ay?

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