One rate. No surprises.
PayMint takes 1% when an invoice actually gets paid. That's the whole pricing page — there's no monthly fee, no setup cost, and no contract to get out of.
1%
per paid invoice
No monthly fee · no setup cost · no contracts
Everything's included
- Unlimited invoices and quotes
- Automatic 15% GST (or off entirely if you're not registered)
- Branded PDF invoices and receipts with your logo
- Card, Apple Pay and Google Pay checkout
- Overdue tracking and automatic reminders
- GST reports and CSV export for your accountant
What that looks like
A worked example on a $1,000 invoice.
You keep 96.3%
- Into your bank account
- $963.20
- PayMint — 1%
- −$10.00
- Stripe's card fee— 2.65% + NZ$0.30
- −$26.80
Stripe's rate is for a New Zealand card; international cards are 3.5% + NZ$0.30. Stripe sets these, not PayMint, and deducts its fee before the money reaches you.
Questions about pricing
When exactly do I get charged?
Only when a customer actually pays an invoice. The 1% comes out of that payment automatically — you're never sent a bill, and there's nothing to cancel. Or switch on the card fee setting and it comes out of your customer's payment instead, along with Stripe's.
What if I don't send any invoices this month?
You pay nothing. There's no monthly fee, so a quiet month costs you nothing at all.
Is there a setup cost or a contract?
No to both. Signing up is free, there's nothing to pay upfront, and you can stop using it whenever you like.
What's Stripe's fee?
Stripe charges its own standard card-processing fee on each payment — 2.65% + NZ$0.30 on New Zealand cards and 3.5% + NZ$0.30 on international ones, deducted before the money reaches your account. That's set by Stripe rather than us, and it applies whether or not our 1% does.